Patent disclosure #134

W3C internal identifier for this patent

134

Specification

Payment Request API, delivered by Web Payments Working Group

Type/State

published

Name

15/490421 filed on 4/18/2017

Jurisdiction

US

Scope (essential or only relevant)

essential

Disclosed by

Visa.

Disclosed on

2017-10-27

Held by

Visa

Claim

20. A method comprising: providing, by an access device, a checkout request for a transaction to a merchant server; receiving, by the access device, a response to the checkout request, the response comprising a merchant ID, items to be purchased, and a correlation ID; and transmitting, by the access device, payment information comprising an account identifier and the correlation ID to a payment network, which processes the transaction. 21. The method of claim 20, wherein the payment network generates an authorization request that is sent to an issuer computer for authorization. 22. The method of claim 20, wherein the checkout request occurs on a merchant Website on the merchant server. 23. The method of claim 20, wherein the merchant server sends transaction information including a merchant identification, an amount of the transaction, and the correlation ID to the payment network. 24. The method of claim 20, wherein the account identifier is present in a portable consumer device. 25. The method of claim 20, wherein transmitting, by the access device, payment information comprising the account identifier and the correlation ID to the payment network comprises directly transmitting the payment information to the payment network without transmitting the payment information to the merchant server. 26. An access device comprising: a processor; and a computer readable medium, the computer readable medium comprising code, executable by the processor, for implementing a method comprising: providing a checkout request for a transaction to a merchant server; receiving a response to the checkout request, the response comprising a merchant ID, items to be purchased, and a correlation ID; and transmitting payment information comprising an account identifier and the correlation ID to a payment network, which processes the transaction. 27. The access device of claim 26, wherein the payment network generates an authorization request that is sent to an issuer computer for authorization. 28. The access device of claim 26, wherein the checkout request occurs on a merchant Website on the merchant server. 29. The access device of claim 26, wherein the merchant server sends transaction information including a merchant identification, an amount of the transaction, and the correlation ID to the payment network. 30. The access device of claim 26, wherein the account identifier is present in a portable consumer device. 31. The access device of claim 26, wherein transmitting, by the access device, payment information comprising the account identifier and the correlation ID to the payment network comprises directly transmitting the payment information to the payment network without transmitting the payment information to the merchant server.

Portion of the specification covered

Licensing info

Exclusions

Excluded claims: 20-31
excluded by Visa, on 2019-04-30

Patent disclosures and exclusions are archived in the patent-issues mailing list.